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Sometimes it is a difficult choice to file bankruptcy. While a declaration of bankruptcy gives applicants a second chance to better manage their finances, this decision must be made carefully. Getting professional advice from legal experts is a good way to find out whether there is a need to file a bankruptcy or not. Before filing bankruptcy, consider the following: Asses your finicial situation: The first step of assessing one’s financial situation is to gather all the bills to calculate the total expenditure. It is possible to neglect some extra bills if there is no regular practice of financial expenditure.…

Towards the end of 2017, the popularity and value of the cryptocurrency bitcoin rose to astonishing levels. At its highest, bitcoin was estimated to equal almost $18,000 per unit and was receiving around the clock media coverage from around the world. The hype became so great in the end that Coinbase CEO Brian Armstrong felt he needed to advise new investors to calm down and be smart with their finances. That’s coming from a man who has based his entire career on earning bitcoins! Of course, with a lot of press comes a lot of questions, and for bitcoin supporters,…

betting on politics

Betting on Politics Sportsbooks, Online Poker or perhaps Spiderman Bingo! Its nice to place a bet once in a while. But last years biggest winners perhaps benefited from a hugely unpredictable year when betting on Politics! Politics can be one of the most difficult things to predict, especially predicting given the political turmoil that is being faced in both the UK and the US. General elections are difficult to predict but two things that were arguably harder to predict are Donald Trump and Brexit, with the President of the United States certainly unpredictable in everything he does. Betting online at Paddy…

Today, it’s certain that anyone who spends at least an hour or so on the internet has at some point come across the term ‘bitcoin’. Whether you are one of those who just came across this concept while surfing the net or if you are fully adept in cryptocurrencies, the recent rise of bitcoin in value has made everyone rush to get hold of this ‘special’ digital currency. A brief bit of research into bitcoin history shows how they are created by a process called mining. Bitcoin mining involves the use of sophisticated software to solve complex mathematical models and, in exchange…

Any of us who’ve paid a little attention will know that professional poker is a lucrative business for the players. In 2013 around $200 million in prize money was awarded to players in the more than 60 annual WSOP (World Series of Poker) events, and that’s just one of the major global tournament organisers out there. With so many cameras dotted around these competitions ensuring that spectators can see every hand being held, you’d think that you could see everything there is to see about the poker industry. However, one aspect that’s not so immediately obvious is how much financial…

Photo by CC user stevendepolo on Flickr The feel good feeling you get when you do something for charity, doing something selfless is something that is hard matched. Knowing that you raised money for a good cause or helped someone out is something that makes us all feel good, knowing that we helped the greater good! So it does seem odd that research shows that 42% of people in the UK would lie about how charitable they were. Looking at figures from CAF in 2014 the average donation in the UK was £14 and the average monthly amount given by…

Everybody knows someone who’s complained about the steep cost of their car insurance, but very few people ever do something about it. Numerous experts and consumer authorities recommend that drivers shop around in order to find the best car insurance rates, but while most people will agree it’s a very good idea, many will never actually bother to do so. One recent study from a well-known car insurance provider found that almost 40 percent of policyholders have never compared insurance quotes before. Instead, they simply continue using the same company they’ve always done, regardless of how much it costs them.…

For some people college offers a unique challenge. With crazy work schedules, class schedules, and odd commute routes, sometimes it is hard to find someone to share a ride with. You do not want to be waiting three hours after your class for your carpool partner to get done with their class. Likewise your carpool buddy may not like the idea of leaving for their job two hours earlier so you can get to your first class. It is for this reason that many college students commute alone. When this is the case, there are some helpful and important tips…

Many people married and single alike struggle at times with keeping the grocery bill under control. There are simple yet effective ways you can go about cutting back on groceries and saving money with the weekly runs to the food mart. Watch the Expiration Dates Try to buy perishable food that has the longest time left on the expiration date. Unless you know that you and your family will go through a gallon of milk in less than a week you will want to select a longer expiration date. This helps avoid waste from not using food before it goes…

Many families dream of taking a once in a life time trip to the most exotic, romantic, exciting, or relaxing places. The one thing that keeps more people at home is the cost of these dream vacations, but it does not have to be that way. Here are some helpful tips that can make saving for your bucket-list vacation easier. Set your daily budget Without a budget in mind to govern your day to day spending, how can you save up for a dream tip years down the road? It is next to impossible, so you must have a strong…